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A Fate Worse Than Death | The Zdogg MD Show For healthcare workers with a family or debt, getting sick or injured can be a fate worse than death. Here's how we can better ensure our future income. Covid, mental illness, injury: healthcare workers are at HUGE risks when it comes to disability and its effects on future income. Our employer group disability coverage may have huge holes, as Matt Wiggins from Pattern schooled me in this interview. A must-watch especially for young folks just out of training!